Getting your hands on new driver auto insurance has never been more difficult. The economy is in a tailspin, insurance providers are losing money, and people are losing jobs left right and center. But what if I told you that there is hope? In this article, I am going to reveal a few super tips on getting a good quote that could save you hundreds on a policy if you are a new driver. Ready? Let’s get right into it. Here are the top 3 ways you can save big today…
Tip 1: Take a Defensive Driving Course
Sometimes having a drivers license is not enough and you can save big by taking a defensive driving course. Once it is completed, you’ll get a certificate which you can present to any potential insurer and work out a discount. Passing such a course shows insurers that you one have initiative and two, are competent beyond the minimum levels to be a road user. You’ll almost certainly get a discount for doing this.
Tip 2: Avoid Sports-type Cars and Lots of Modification
If you are a new driver then you are probably keen on getting your hands on something flashy, you know something that will make your friends jealous. This won’t do you any favors where insurance is concerned and where possible I strongly suggest that you avoid getting a sports car. Also avoid a car that has been heavily modified from it’s factory specifications. These will add hundreds if not thousands to any quote you get.
Tip 3: Consider Good Student Discounts and Family Insurance Policy
You can get a decent discount on new driver auto insurance if you have a good grade point average. Most insurers offer this so be sure to ask when you do get a quote. You can also save big by getting insured under any group family insurance policy that may already exists in your family. This is often overlooked but many insurance companies allow multiple members in a household to be insured under a single policy.
The above considerations are enough to save you hundreds on a new driver auto insurance quote. But you can save even more by using an online insurance company to find the best deal. The process is very easy and all you need to get started is your zip code and answer a few questions about your driving habits. Use the tips wisely and I hope you get the best deal possible.